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SR-22 insurance, often misunderstood as a type of insurance, is a certificate verifying that a driver carries the minimum auto insurance required by their state. It may be necessary for specific drivers with serious traffic offenses.

Contact Universal Insurance Services in Chicago, Illinois, for a personalized quote for SR-22-compliant auto insurance.

What Does SR-22 Insurance Cover?

SR-22 insurance doesn’t provide coverage in itself—it’s a form your insurance company files with the state to prove you have an active policy that meets state minimums, typically including auto liability insurance.

When Is SR22 Insurance Required?

Several circumstances might necessitate an SR-22 filing, including but not limited to:

  • DUI or DWI convictions
  • Accumulating excessive points on your driving record
  • Being involved in an accident without sufficient insurance
  • Reinstating a suspended or revoked license

Navigating SR-22 Insurance Cost and Policies

The insurance cost for SR-22 can vary, often depending on the reason for the SR-22 requirement and your driving history. While the certificate is not expensive, the associated insurance premiums might be higher due to the increased risk perceived by insurers.

Contact Us

Contact Universal Insurance Services in Chicago, Illinois, today for your SR-22 insurance needs.